Watch out for scammers, as they are getting more and more creative. They’ll take an old con and give it a new twist. Some go high-tech, employing texting, cameras or software. Others embrace the old ways, using nothing but a voice and a telephone. Leaving working families wipped out and  left with nothing but bank balances in the red. Although credit card fraud is on the rise and credit card fraud on the Internet is rising even more dramatically; many Internet shoppers know that the reality is that it’s actually much safer to enter your credit card number on a secure online order form than it is to give your credit card to a waiter at a restaurant. Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each year. While theft is the most obvious form of fraud, it can occur in other ways. For example, someone may use your card number without your knowledge.

Below are some usefull tips to help protect  from credit card fraud.

Things to do:

• Sign the back of your cards as soon as they arrive.
• Carry your cards separately from your wallet, in a zippered compartment,or another small pouch.
• Keep a record of your account details in a secure place.
• Watch your card carefully during the transaction, and get it back as quickly as possible.
• Void incorrect receipts.
• Save receipts.
• Open bills promptly and reconcile accounts monthly.
• Report any questionable charges.
• Notify your card company in advance of a change in address.

Things not to do:

• Lend your card to anyone.
• Leave cards and receipts lying around.
• Sign a blank receipt.
• Write your account number down anywhere that other can see.
• Give out your account number over the phone unless you’re making the call to a company you know is safe.

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